How we can help
Discover your next transition
We’ve been helping people like you for over 35 years
“You are never too old to set another goal or to dream a new dream.”
Retirement planning
Your vision of retirement may consist of cycling around Europe, skiing in Canada or relaxing in a warm climate with picturesque beaches and never working another day in your life.
Or financial independence maybe your goal and you may wish to continue working on your terms, knowing you call the shots.
No matter your choice of retirement or the stage of life you are in, whether you’re financially independent, about to retire, or accumulating wealth, it is important to have a clear strategy. With the right plan in place, you will be free to enjoy life now, knowing that you are on track to achieve the retirement you aspire to.
Taking a holistic view of your financial life, we will uncover your cash flow needs now and into retirement. We will work with you to develop a wealth management plan to ensure a smooth transition into this next phase of your life and transform your retirement goals into reality.
Our financial modelling tools will show you year by year what your financial picture looks like. Modelling will help you grasp the likelihood of achieving your desired retirement lifestyle and the changes you’ll have to make to get there. Looking at your wealth in this way allows us to monitor your progress and make any adjustments required to keep you on track.
It’s never too early to start planning for retirement or financial independence so call us today and let’s meet for a coffee.
KiwiSaver Planning
“Retirement planning is not about the money you save; it’s about the life you create with the money you save.”
Need assistance understanding your KiwiSaver account? We've got your back in picking the perfect provider and fund to aim for your retirement savings goals.
KiwiSaver serves as a tool to propel you toward your retirement dreams. As a part of our comprehensive retirement planning and wealth management offerings, we can assess and suggest suitable KiwiSaver providers.
Keep in mind that not all KiwiSaver plans, funds, and providers are created equal. Our strong belief is that relying solely on past performance isn't the key to finding your ideal plan. Instead, we aim to pair you with a KiwiSaver provider that aligns with your values, and if possible, is Kiwi-owned.
We're not about setting and forgetting either. Together, we'll give your investments an annual checkup to ensure they're on a favourable path.
“Succession and estate planning are the keystones that transform the passage of wealth into a legacy, ensuring that the fruits of today’s labour blossom into a lasting heritage for generations yet to come.”
Estate and Succession Planning
Working closely with your other trusted advisers, we review the structure of your estate plan to ensure that your legacy is passed on in accordance with your wishes.
Your estate plan needs to balance your desire to pass wealth on to the next generation with your capital requirements throughout retirement.
The subject of transferring your wealth to the next generation is a very personal topic. It may involve a number of parties and unique challenges. Having the right legal structures in place will give you peace of mind that your assets and investments will be distributed in a way that best reflects your wishes.
We provide an open and honest forum to discuss your thoughts and concerns about how and when you would like your wealth to be passed on to your chosen beneficiaries. We act as an impartial third party to give you an unbiased perspective – very advantageous in such an emotional part of financial planning.
Charitable giving
“From what we get, we can make a living. What we give, however, makes a life. ”
Having a goal of charitable giving and philanthropy is becoming more common.
The creation of a lifetime cash flow model will allow you to understand if your capital will be adequate to provide you with your desired lifestyle.
If you are in a position to consider charitable giving, we will work with you to consolidate this into one place using a donor advised Gift Account. This has the advantage of being tax efficient and is administratively simple, meaning you can enjoy being a benefactor during your lifetime, rather than having to wait to make bequests in your Will. Our advisors will work with you to ensure the causes and organisations you care about will receive the maximum benefit of your gifts.
Let’s Talk
Ready to take control of your financial future?
Schedule a personalised consultation with our experienced financial planner today. We are here to help you navigate your financial journey, providing tailored advice and strategies to meet your unique goals.